As stated on the summons you received when the complaint was served to you, you have 21 days in which to file an Answer. An Answer is a written response addressing the claims made in the complaint. This must be filed before the 21 days, or the court may enter judgment against you. Fed. R. Civ. P. 12 (a).  You may also file a Motion for Appointment of Counsel and the accompanying Affidavit of Financial Status requesting the court assign an attorney to your case. It is important to note that specific criteria must be met in order for the court to assign an attorney to your case. Another option is to contact local legal aid resources.